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          Your Community Bank

          More Choices for Small Business

          As your local, Community Bank, ChoiceOne is dedicated to supporting our small business customers now more than ever.

          Home Mortgages

          Jumpstart Your Mortgage

          When you find your dream home, you can’t wait weeks for pre-approval. Our Jumpstart program will get you the documents you need and the rates you deserve. Call the ChoiceOne Bank 24/7 Mortgage Hotline at: 616.887.3281

          Mobile, Just Like You.

          Bank Without the Bricks

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          COVID-19

          Emergency SBA Disaster Loans & Resources

          As federal and state resources become available, know that we will work to communicate them to you.

          • Federal
            • Economic Injury Disaster Loans
            • Paycheck Protection Program
          • State
            • Small Business Relief Program
            • Capital Access Program
          • Local
            • Business Continuity
            • Best Practices

          Our Communities

          Bank With Your Neighbors

          We believe banking should be about community. When you bank with ChoiceOne you help your neighbors.

          ChoiceOne Financial Services Press Release

          ChoiceOne Financial Services, Inc. and Community Shores Bank Corporation Complete Merger

          Read

          ChoiceOne Financial Services

          COFS, Inc. Listed on Russell 2000 Index

          Read

          Community Press Release

          ChoiceOne Bank Awards Scholarships to 12 High School Students

          Read

          Community

          ChoiceOne Partners with LINC UP

          Read
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          The link you’ve clicked was provided from an external source because we see opportunity for you. By selecting “yes, continue” below you will be opening a new browser window and leaving our website. Although we’ve carefully reviewed the website prior to creating the link, unfortunately we cannot be responsible for the safety or security of the website.

          What You Will NeedClose Warning

          Applying is fast and easy. Here’s what you’ll need to have ready:

          1. Your Social Security Number or Individual Tax Identification Number (ITIN)
          2. A US government-issued photo ID (e.g. Driver’s License, Passport, or State)
          3. A credit or debit card to fund your new account
          4. A valid email address

          IMPORTANT INFORMATION ABOUT PROCEDURES FOR OPENING A NEW ACCOUNT

          To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial Banks to obtain, verify, and record information that identifies each person who opens an account.

          What this means for you:
          When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We must also ask to see your driver’s license or other identifying documents.

          Online Applications are available for residents of our service area including Kent, Newaygo, Muskegon, Ottawa, Montcalm, Oceana, Osceola, Ionia, Mecosta, Lake, Allegan, and Barry Counties in Michigan.

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