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        SmartRate Checking gives you a little extra. Premium dividends + no monthly fee*. Open now »


        WALK-IN LOBBY HOURS
        1:00 – 4:00 PM
        MON THRU FRI

        SENIOR + High-Risk Appts
        9:00-11:00 AM
        MON THRU FRI

        DIGITAL
        SERVICES
        365/24/7
        Safe + Secure

        Allegacy is open and here to serve you!

        see all your options
         

        SmartRate Checking gives you a little extra.

        activity ring style graphicsPremium dividends
        No monthly fee
        Nationwide ATM refunds
        Switching made easy

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        SMALL BUSINESS AUTO LOANS
        as low as 3.75% APR

        Quick
        Approval
        Time

        Easy
        Application
        Process

        Saving you time so you can focus on what’s most important

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        earn money
        on savings
        you can use

        Get higher yields
        with tiered rates.

        Open and fund online.
        Earn up to 0.35% APY*

        Money Market
         

        Take the
        easy way home.

        auto loan rates as low as
        2.64 % APR
        New, Used + Refinanced
        Rates based on credit worthiness. apply now

        SmartRate Checking gives you a little extra. Premium dividends + no monthly fee*. Open now »

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        be your best you.

        be your best you.

        helping members pursue wellness of mind, body and wallet since 1967.

        with you on your journey, every step of the way.

        How do you measure a healthy life? At Allegacy Federal Credit Union, we believe the answer is in the balance. It’s being wise in the choices you make. It’s pursuing wellness on every level. It’s working actively toward your goals, powered by the belief that you can get there. With humble roots in Winston-Salem and as one of the top performing credit unions in North Carolina, we know what a little hard work can do.

        We want nothing more than for you to be your best you. So let’s get started.

        Traders Row in downtown Winston-Salem

        New + noteworthy offers:

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        Small businesses are the backbone of the community. That’s why we have a Small Business Specialist at every location offering convenient services + resources. Let us help your business be its best.

        contact us
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        Fewer fees mean more of everything else. Premium dividends, No monthly fee, Nationwide ATM refunds and
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        Did you know?

        How do you measure a healthy life? Great food, plenty of motion, a mix of work, rest and play. Financial fitness too, of course. At Allegacy, we strive for wellness of mind, body and wallet, because we believe that a truly healthy life means having healthy finances. That belief shows in everything we do — from the values we cultivate in our team, to the resources we offer our members.

        find out what we mean

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        Financial fitness is part of a balanced life.

        older couple kissing and taking a selfie
        Karen B.
        member from Kernersville, NC

        Easily answered all my questions and concerns. Very helpful and helped me know what I needed to do.

        young sporty couple on bike ride
        William P.
        member from Winston-Salem, NC

        Felt a personal connection with the Allegacy associates that I dealt with.

        father and son taking a selfie photo with their beagle dog
        Darrel D.
        member since 2004

        Great folks to guide us through the process.

        two young women with dog in park
        Angelia J.
        member since 2005

        I was treated with respect, trust and honor. The team that worked with me helped me get everything done in a timely fashion. I will always be grateful for all the help that was given to me.

        What's your next goal?

        Our Financial Advice tool can help you plot a path to your next goal in five questions or fewer.

        My financial priority for the next year is to ...

        Let's make this happen

        Find out how we serve our members and why we care.

        be your best you

        Today's Rates

        Checking
        SmartRate Checking
        0.50% APY
        Savings
        AllHealth Wellness
        0.10% - 1.05% APY
        Certificates
        0.10% - 0.60% APY
        Loans
        Mortgage Eliminator
        as low as 2.94% APY
        Auto
        as low as 2.64% APY
        See all rates »
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